The Importance Of Having Worker’s Compensation & General Liability


If you run a business or work in the U.S., then there are other insurance policies like worker’s compensation and general liability that you need to know about. These insurance policies are designed to help indemnify employers and employees from the cost of damages that may occur in the line of work.

However, both of them are not to be confused with one another as they are useful for different circumstances. Workers’ compensation insurance is a policy meant to protect both employers and employees from medical bills for injuries and illness incurred at work.

For employers, worker’s compensation offers protection against excessive financial coverage for legal fees and damages, which an employee will claim due to an injury at work.

For employers, workers’ compensation offers protection against excessive financial coverage for legal fees and damages, which an employee will claim due to an injury at work.

Worker’s compensation is required by law for any business or organization in the U.S. However, the conditions vary from state to state, depending on the industry. This coverage is required even if there’s only one employee in the company.

It’s important to note that claiming your worker’s compensation in some states can be quite hectic. This is because fraudsters have riddled the system. 

Therefore, honest employees with actual injuries may undergo some serious scrutiny and hassles to benefit from the policy. In such cases, the services of an attorney will be required to enforce the policy. 


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